About RewardTracker | Statement-Credit Journal

About RewardTrackerWho makes itRewardTracker is a private statement-credit journal for US travel credit cards. It is made by Joe and Erika, the team behind Roaming Cactus (roamingcactus.com), a travel and credit-card site.On Roaming Cactus they write about using cards on real trips and about checking issuer terms before they publish. Their About page describes Erika as a travel hacker and photographer and Joe as a data-driven redemption strategist. RewardTracker came out of the same habit: log each card’s statement credits as used, pending, or skipped, and see whether the annual fee is actually covered.What it isRewardTracker is a catalog and a log.

The catalog lists statement credits and related benefit notes for 48 US travel cards, each tied to the issuer page we last checked.

You mark each credit used, pending, or skipped, and you can set a reminder before a credit window closes.

Two cards are free. A one-time $10 payment unlocks the rest of the catalog. There is no subscription.

What it is not

Not a bank app. We do not connect to your bank, issuer, or card account.

Not a place to enter card numbers. Do not put card numbers, full account numbers, or login details in RewardTracker.

Not a points or miles tracker. It does not calculate earn rates, transfer values, or redemptions.

Not a card ranking and not a recommendation to apply for any card.

Not financial, tax, or legal advice. See How we verify.

How RewardTracker makes moneyRewardTracker charges $10 once to unlock the full catalog after the two free cards. That is the product fee.Roaming Cactus, the site we also run, discloses how it is paid on its Advertising & Affiliate Policy and About page (checked October 9, 2026): ads (Google AdSense), affiliate commissions, and an American Express referral link. The About page names current affiliate links as hotel booking and map widgets (Stay22/Expedia), the Seats.aero award-search tool (via CJ), and Amazon, plus an Amex referral link on two posts. Those relationships are on Roaming Cactus, not a claim that RewardTracker sells card applications.RewardTracker pages carry no card-application, hotel, Amazon, Seats.aero, or Amex referral or affiliate links. If any paid link is added later, it will be disclosed on this page and on the page where the link appears.A fee or a disclosed affiliate relationship on Roaming Cactus does not change a card’s terms. Issuers set those terms.Privacy, in plain wordsYour log is private to your account. We do not ask for a bank login or a card number. Details of what we store, how long we keep it, and who we use to run the site are in the Privacy Policy.ContactQuestions, corrections, or billing issues: Contact.Roaming Cactus is a separate site: roamingcactus.com.